Terms of Service for Capital Philosopher

  1. Agreement to Terms
    By accessing or using Capital Philosopher (hereinafter referred to as the “Site”), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must immediately discontinue use of the Site.
  2. Intellectual Property Rights
    Unless explicitly stated otherwise, Capital Philosopher and its author own all intellectual property rights for the material published on the Site—including essays, articles, graphics, analyses, and layout. All rights are reserved. You may share excerpts or links for personal, non-commercial purposes only, provided that clear attribution and a link to the original content are included. Unauthorized reproduction, modification, or commercial exploitation is strictly prohibited.
  3. Strict Financial & Investment Disclaimer (Crucial Notice)
    Capital Philosopher is dedicated strictly to philosophical commentary, historical insights, and educational discourse.
  • No Financial Advice: Nothing published on this Site constitutes professional financial, investment, legal, accounting, or tax advice. The operator of this Site is not a certified financial planner, registered investment advisor, or licensed broker.
  • Assumption of Risk: All financial markets (equities, commodities, cryptocurrencies, currencies) inherently carry substantial risks, including the complete loss of capital. Any investment decisions, trades, or portfolio strategies you execute are made entirely at your own discretion and risk.
  • Limitation of Liability: Capital Philosopher and its operator assume no responsibility or liability for any direct, indirect, incidental, or consequential losses, financial damages, or missed opportunities arising from your reliance on the perspectives shared on this Site.
  1. Accuracy and Timeliness of Content
    While rigorous efforts are made to ground all essays in sound historical and structural logic, market realities evolve continuously. We make no representations or warranties regarding the absolute completeness, accuracy, reliability, or timeliness of the content. Historical precedents and past performances do not guarantee future outcomes.
  2. Third-Party Advertisements and External Links
    The Site may display third-party advertisements (such as Google AdSense) and links to external websites. Capital Seonbi / Capital Philosopher has no control over, and assumes no liability for, the content, privacy practices, terms, or services offered by third-party advertisers or external domains.
  3. Revisions to Terms
    We reserve the right to amend, update, or replace these Terms of Service at our sole discretion at any time without prior notice. Continued access to the Site after revisions are published constitutes binding acceptance of the updated terms.
  4. Contact Information
    If you have questions or inquiries regarding these Terms of Service, please contact:
    Email: capitalphilosopher@gmail.com
    Effective Date: September 6, 2026